How Much Do You Need to Retire?

Dive deeper than basic retirement calculators to find data-driven answers using the same tools as our financial advisors.

Get Started How It Works

What You Put In

Don’t settle for a small piece of the puzzle. See the complete picture of your retirement plan by putting all the pieces together. Start by answering basic questions to give our tool the data needed to build your plan.

Get Started How It Works

Who is saving for retirement?

Start by entering some basic information about you and your family.

What is your anticipated income?

Next, enter your retirement savings in taxable and tax-deferred accounts like 401(k)s and IRAs.

What do you have saved for retirement?

Next, enter your retirement savings in taxable and tax-deferred accounts like 401(k)s and IRAs.

What is your net worth?

List your assets and liabilities to track your net worth or link your financial accounts.

What are your expenses?

Enter your estimated general monthly expenses - not including the mortgage or insurance premiums.

What are your retirement goals?

Complete your plan by adding financial goals like desired retirement age and monthly income.

What You Get Out

Seeing is believing. View interactive dashboards and in-depth charts that forecast your plan’s performance and identify areas for improvement. Find confidence and clarity by having the plans for your financial future at your fingertips.

Interactive Retirement Analysis

Compare your current retirement plan with a proposed plan to see how changes impact your probability of success.

Tax Planning Tools

Estimate your tax rate based on different scenarios within your retirement plan.

Distribution and Conversion Calculators

Test different withdrawal strategies for RMDs and calculate the best Roth conversion options for 401(k)s and IRA(s).

Social Security Optimization

Chart different cash flow scenarios based on Social Security claiming strategies and retirement age.

Test the Way You Invest

Stress-test your investment portfolio to determine how it could be affected by changes in several factors:

  • Drop in the Equity Markets
  • Social Security Reduction
  • Rise in Inflation
  • Increased Tax Expense
  • Longer Life Expectancy
  • Higher Health Care Cost

Test Your Portfolio How It Works

Get Started With Help From Our Team

Schedule a 20-minute virtual meeting with our team of CFP® Professionals to walk through getting started with our tool. Click the button below, provide your contact info, and select the 20-minute ask anything session to see available times.

View Our Schedule

Retirement Plan Checklist

Have you checked all the boxes in your retirement plan? Download our Checklist to find out.

Download Your Copy

Who is Modern Wealth Management?

In 1996, Dean Barber founded Modern Wealth Management with the goal to provide essential education for people to live their one best financial life. Our integrated wealth management services include investmenttaxestate planning, and risk management. Learn more about us and our proprietary approach to retirement planning, here.